Planning a day out on the water in Panama City? If the idea of cruising across calm bays, exploring shell-filled shores, and enjoying a laid-back vibe sounds appealing, then this pontoon boat rental might just be what you’re looking for. We’ve looked into this experience based on honest reviews and detailed descriptions, and it seems like a flexible, family-friendly way to enjoy the area’s beautiful waters without the hassle of booking a guided tour.
Two things really stand out about this rental: first, the opportunity to captain your own boat and set your own pace—no rushed schedules here. Second, the ability to customize your day with your own water toys, floats, and even a grill, making this a truly personalized adventure. That said, a key consideration is that this experience is designed for those comfortable with boating or willing to take a brief safety orientation, as it doesn’t include a captain.
This experience works best for groups that value independence and flexibility—families, friends, or small groups eager to explore at their own pace. If you’re looking for a guided tour with a set itinerary, this might not be the best fit. But if you’re after a relaxed, customizable day on the water, it’s a solid option.
Key Points

- Self-Driven Adventure: Captain your own boat and explore at your leisure.
- Flexible Duration: Rent for 4 to 8 hours, with options to fit your schedule.
- Ideal for Groups: Up to 12 people can enjoy the boat—perfect for friends or family.
- Bring Your Own Gear: Water toys, floats, and a grill are welcomed to enhance your trip.
- Includes Safety & Guidance: Safety equipment, a map, and a briefing come standard.
- Limited to Local Waters: The rental is only permitted in St. Andrews Bay, not the Gulf of Mexico.
What the Experience Looks Like

Imagine stepping into a well-maintained 2024 115 HP pontoon boat—a sturdy, family-sized vessel that promises plenty of space and comfort. The rental is straightforward: you meet at the marina, check in at the Heritage Excursions office, and receive a safety briefing along with a detailed map of the area. The boat is fully insured and equipped with GPS tracking, so you can explore without worry.
Once on the water, you’re free to chart your own course. The main highlight is cruising around St. Andrews Bay, a peaceful stretch perfect for soaking up the sunshine, spotting local wildlife, and, if you’re feeling adventurous, pulling out your own water toys or floats. The option to bring a grill adds extra fun—imagine cooking up some snacks or grilling lunch on the shore, turning your day into a floating picnic.
A major plus here is the freedom to customize your experience. No guided tour timetable means you can spend as much time as you like at Shell Island or take a slow cruise along the bay. It’s your day, your pace. Plus, the included map highlights some of the best shelling and snorkeling spots, making exploring both accessible and enjoyable.
Why Travelers Love This Rental

From the reviews, it’s clear that many people find this rental to be a reliable, friendly, and high-quality way to enjoy Panama City’s waters. Several reviewers mention the well-maintained boats and helpful staff, which not only makes the rental process smooth but also adds to the overall confidence and peace of mind. One reviewer even pointed out that the boat was “very nice and clean,” which is always a good sign.
Beyond the boat itself, the staff’s helpfulness stands out. Multiple reviews note that the staff was “very nice,” “informative,” and “professional,” which makes a big difference when you’re navigating new waters or trying to prepare for a day on the water. The safety briefing and operational instructions ensure even those new to boating feel equipped and secure.
What really makes this experience shine is how many guests describe their day as “wonderful,” “smooth,” and “fun-filled.” One reviewer raved about soaking up the sun, snorkeling in clear waters, and spotting sea life—sounds pretty idyllic, doesn’t it? The Bluetooth radio was another small but appreciated touch, helping guests create their own beach-party vibe with music as they cruised.
Understanding the Details: Pricing, Duration, and Practicalities
At $300 for a group of up to 12 people, the value here is quite reasonable. Considering that you get a private boat for up to 8 hours, plus all safety gear, a map, and insurance, it’s a flexible and cost-effective way for a large group to enjoy a day on the water without needing to book multiple guided tours.
The rental durations of 4 to 8 hours give you options—whether you want a quick half-day trip or a full-day adventure. Morning and afternoon slots are typically available, so you can plan around your other activities. Keep in mind, you’ll need a driver’s license, and if you’re a younger adult (born after January 1, 1988), you’ll need to pass a safety test to operate the boat legally.
The process is pretty straightforward—check in at the marina, sign a waiver, and get a quick safety briefing. The boat is equipped with GPS tracking and safety equipment, so even if you’re new to boating, you can feel confident. Remember, entering the Gulf of Mexico is prohibited, so your adventure is limited to St. Andrews Bay and Shell Island.
What You Need to Bring
To make your day as smooth as possible, pack the essentials: driver’s license, sunglasses, swimwear, towel, snacks, sunscreen, water, and a charged smartphone. Bringing water toys or floats is encouraged—they’re not included but can be a fun addition to your day. If you plan on grilling or having a picnic, don’t forget your own grill or food supplies, as those are not provided.
More Great Tours NearbyWho Will Love This Experience
This rental is ideal for groups that value independence and a personalized experience. Families with older children or groups of friends looking for a fun, flexible day on the water will find this especially appealing. It’s perfect if you’re comfortable with boating or are willing to do the safety test—it’s all about creating your own adventure without the constraints of a guided tour schedule.
A Final Word
All in all, this pontoon boat rental offers a great balance of freedom, comfort, and value. The high praise from past guests about the well-kept boats and friendly staff reassures that you’re in good hands. Whether you’re cruising around Shell Island, snorkeling in clear bay waters, or just soaking up the sun, this experience promises a relaxed and memorable day.
If you’re after a way to explore Panama City’s waters on your own terms, this rental ticks all the boxes. It’s a wonderful option for groups who want to build their own adventure, bring along their favorite water gear, and enjoy a scenic day with plenty of room for everyone.
Panama City: Pontoon Boat Rental for up to 12 People
FAQs
Do I need a captain for this rental?
No, the rental does not include a captain. You will captain the boat yourself after a safety briefing and receiving the necessary guidelines. If you’re not comfortable driving, you might want to consider other options, but for those willing to take the wheel, it’s a great chance to learn and enjoy.
What waters can I explore with this rental?
You are permitted to explore the waters of St. Andrews Bay and Shell Island. The Gulf of Mexico is off-limits for this rental, so your adventure stays within these protected waters.
How long can I rent the boat for?
Rental durations are flexible, ranging from 4 to 8 hours. You can choose what best fits your schedule, whether a half-day or full-day outing.
What should I bring?
Bring your driver’s license, sunglasses, swimwear, towel, snacks, sunscreen, water, and a charged smartphone. Feel free to bring water toys or floats to make your trip even more fun.
Is the boat suitable for families?
While the rental is spacious and safe, children must be supervised at all times. It’s best suited for groups of friends or families with older children who are comfortable on boats.
Can I cancel this reservation?
Yes, you can cancel up to 24 hours in advance for a full refund, making it easy to plan with flexibility around your other travel commitments.
If you’re craving a relaxed, customizable day on the water, this pontoon rental in Panama City is certainly worth considering. It balances independence with safety, and the reviews suggest it delivers a memorable experience—perfect for making your own adventure under the Florida sun.
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