If you’re planning a trip to Cozumel and want a simple yet memorable way to enjoy the island’s beauty without breaking the bank, the Money Bar Day Pass with Snorkel & Mexican Lunch might just be worth your consideration. We haven’t personally tried it, but based on the glowing reviews and detailed info, it’s an experience that many travelers find satisfying and relaxing.
What we love most? The access to some of Cozumel’s best shoreline snorkeling—all from a calm, easy-to-reach spot—and the combination of good food with stunning Caribbean views. It’s an uncomplicated day that blends adventure with comfort.
On the flip side, a potential snag is the snorkel instructor’s reputation for being a bit cranky and pushy—something to keep in mind if you’re sensitive to that style of guiding. Otherwise, this experience suits those who want a relaxed, budget-friendly way to enjoy Cozumel’s underwater world without the hassle of boat trips or hefty excursions.
If your idea of a day in Cozumel revolves around snorkeling close to shore, lounging comfortably, and eating well, then this might be a great fit. It’s especially suitable if you’re traveling solo, as a couple, or with friends looking for a straightforward, enjoyable outing.
Key Points

- Affordable Price: At just $29.99 per person, it offers great value.
- Close-to-Shore Snorkeling: No boat needed—spectacular reefs just steps away.
- Relaxing Amenities: Lounge chairs, umbrellas, and clean bathrooms make it easy to unwind.
- Food & Drinks: Enjoy a Mexican lunch and a free non-alcoholic beverage.
- Group Size: Max 20 travelers, so it’s manageable and not overcrowded.
- Accessible for Most: Suitable for ages 5 and up; however, snorkeling isn’t recommended for those with certain health issues.
The Details of the Experience

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Starting Point and Location
The tour kicks off right at The Money Bar Beach Club, located along Cozumel’s main coastal road. Having a fixed location makes it straightforward—no complicated pickup arrangements or transfers—just show up ready for a day of fun. The site boasts a reputation as a local landmark, with a reputation that’s supported by consistent reviews.
Snorkeling from the Shore
This is the highlight for many, and it’s easy to see why. The snorkeling spot in front of The Money Bar is renowned for its crystal-clear waters and vibrant reefs. You don’t need a boat or special equipment if you’re just doing the included snorkeling, as the gear is provided. The reefs nearby are part of Dzul Ha and Paraíso, which are famous for their lively marine life and coral formations.
From what we gather, this spot is perfectly suited for first-timers or those who prefer a relaxed, no-pressures snorkeling experience. The water is calm and shallow enough for kids aged 5 and over, making it accessible for families with young children—though the review notes that the snorkeling isn’t suitable for people with certain health conditions like heart or lung issues, or pregnant women.
Guided Snorkel Tour
The included guided tour helps you get oriented and ensures you see some of the best spots near the reef. It’s a chance to learn about the marine life from knowledgeable guides who, according to reviews, often strike a good balance between friendly and informative. One review mentions that the guides are generally well-informed, though another notes a less positive interaction with a cranky instructor—so your experience may vary.
Post-Snorkeling Relaxation
Once you’ve had your fill of underwater exploration, you can settle into the beach lounge chairs or relax under an umbrella. These amenities, though subject to availability, are a major plus—they turn a simple snorkel outing into a full day of leisure. Rest assured, the bathrooms are air-conditioned, which is a small but appreciated detail.
Lunch & Refreshments
The included Mexican lunch is a real highlight. While the menu isn’t detailed in the info, reviews consistently mention delicious food and friendly service. Pair that with a complimentary non-alcoholic beverage, and you’ve got a simple, satisfying meal with an unbeatable view. The combination of good eats and scenic surroundings helps create a laid-back, vacation vibe.
What Travelers Are Saying
One recurring theme in reviews is that the overall experience offers excellent value for the price. At $29.99, you’re getting a decent snorkeling spot, use of amenities, and a meal—all without extra charges. Many reviewers specifically praise the delicious food and great service.
For instance, one reviewer mentioned, “Servers and food/drinks were amazing,” which adds to the appeal for those who want more than just snorkeling. Conversely, a less favorable review noted that the snorkel instructor seemed cranky and pushy about underwater photos. While this isn’t a deal-breaker for everyone, it’s worth noting that the guides’ attitudes can vary.
Another comment points out that there are better snorkeling areas elsewhere on the island, but notes that the reefs right in front of The Money Bar are still “gorgeous” and “a great experience.” So, if you’re after a straightforward, hassle-free snorkeling experience, this location hits the mark.
The Practical Side: What To Expect

Timing and Duration
The tour lasts about 45 minutes, which is usually enough time for a good snorkel session without feeling rushed. The booking process is straightforward—mobile tickets make it easy to get everything sorted in advance. You’ll meet at the designated location at the scheduled time, and the experience ends back where it started, so no complicated transfers are involved.
Group Size and Atmosphere
With a maximum of 20 travelers, it keeps the experience intimate enough to feel personal but lively enough to be fun. Smaller groups often mean better interaction with guides and less crowding in the water.
Cost and Value
At $29.99, this day pass represents a solid budget-friendly option. You’re paying for access to a scenic spot, some guided snorkeling, and a meal—all within a half-day’s entertainment. For many, it’s a good way to enjoy Cozumel without splurging on pricier boat trips or all-inclusive resorts.
Accessibility and Suitability
While most travelers can participate, the info notes that snorkeling isn’t recommended for those with serious health conditions like heart or lung problems, or for pregnant women. The minimum age for snorkeling is 5 years old, making it accessible for families with young kids. The tour’s location right on the shoreline makes it easy to access, but be prepared for the possibility of weather affecting the experience.
Who Is It Best For?

This experience is ideal for travelers who want a relaxed, affordable day in Cozumel. It suits those who appreciate easy access to snorkeling without the need for long boat rides or complicated arrangements. It’s especially good if you’re traveling with kids or prefer a casual vibe—you can float in the water, enjoy a tasty meal, and lounge without hassle.
If you’re a solo traveler or a couple seeking a straightforward outing, this day pass offers a nice balance of activity and downtime. But if you’re after more adventurous or elaborate snorkeling—like visiting deeper reefs or exploring marine sanctuaries—you might find this spot a bit limited.
Final Thoughts

All in all, the Money Bar Day Pass with Snorkel & Mexican Lunch seems to deliver a reliable, enjoyable experience for those wanting to combine underwater exploration with relaxation. It’s hard to find such a seamless blend of affordability, comfort, and scenic beauty in one package.
While the guides can be hit or miss, the overall value for money and the quality of the setting make it an appealing choice, especially for those on a budget or with limited time. You’ll love the views, the friendly atmosphere, and the chance to see Cozumel’s marine life up close—without the fuss of a big tour.
If you’re looking for a laid-back day that balances snorkeling, good food, and beautiful scenery, then this day pass could very well be the right choice for you.
Money Bar Day Pass with Snorkel & Mexican Lunch
“Servers and food/drinks were amazing but the snorkel instructor seemed cranky and a little pushy trying to sell underwater pictures after. There ar…”
FAQs

Is the snorkeling equipment included?
Yes, snorkeling gear is provided as part of the experience, so you don’t need to bring your own unless you prefer to.
How long is the snorkeling activity?
The total duration is approximately 45 minutes, giving you enough time to enjoy the reefs without feeling rushed.
Can children participate?
Yes, children aged 5 and above are welcome to snorkel, but keep in mind that snorkeling may not be suitable for travelers with certain health issues.
What should I wear or bring?
Bring swimwear, a towel, and sunscreen. The tour provides loungers and umbrellas, but those are subject to availability.
Is the price per person or group?
The price listed ($29.99) is per person.
Where do I meet for the tour?
Meet at The Money Bar Beach Club, located at Carr. Costera Sur Km 6.5-Sur, Cozumel.
What about alcohol?
Alcoholic beverages are not included and aren’t part of the package, so plan accordingly if you want drinks beyond the provided non-alcoholic beverage.
Is this experience suitable for solo travelers?
Absolutely, the group size is small enough to be comfortable, and solo travelers often enjoy the relaxed vibe.
Can I cancel if my plans change?
Yes, free cancellation is available up to 24 hours before the experience. Cancellations less than 24 hours in advance aren’t refunded.
Overall, if you’re craving a simple, affordable way to enjoy Cozumel’s shoreline, snorkel a bit, and have a decent meal with good views, this day pass ticks most boxes. Just go in with realistic expectations—it’s high on comfort, low on fuss, and a solid choice for a chill day in paradise.
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